Umbrella insurance gives you extra protection from accidents and lawsuits beyond what's on your existing policies.
Protect you and your members of your household for injuries or damage you cause by accident or through negligence.
You may want an umbrella insurance policy if you have a lot of assets or your lifestyle could make you a target for lawsuits.
It's called a personal umbrella policy — sometimes called personal liability insurance — because it offers an extra layer of protection beyond your standard auto or homeowners insurance. If you’re sued for damages that exceed the liability limits of your car insurance, homeowners insurance, or some other policies, an umbrella policy helps pay what you owe. In short, a Personal Umbrella Policy helps you when your liability limits have been reached.
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